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Credit Card

Sudbury, Canada
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101 posts
4 reviews
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Credit Card

We are going to Aruba next week for the first time. We have a question for all you Aruba experts. We were told that most of the Caribbean islands will only accept 4 numbers on your credit card pin number. Is this accurate for Aruba?

Only 5 days to go... we can't wait ;}

Thanks all!!!

Elmira, New York
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37 posts
213 reviews
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1. Re: Credit Card

I have been to Aruba once last year and used my MasterCard and Discover without anyone asking for or requiring a PIN. I don't know what you're asking. If you will be withdrawing cash from your credit card and would need the PIN then I don't know the answer as I've never done that.

New York
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773 posts
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2. Re: Credit Card

Have been to Aruba many time and other Caribbean islands, used both Visa and Master card for resorts, meals, ect and never been asked for a pin number.

New Jersey
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2,588 posts
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3. Re: Credit Card

I've been going to Aruba for almost 29 years. Never was asked for a pin # for a credit card. You do need to a pin # if using an ATM to take out cash.

Staten Island, New...
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14,638 posts
13 reviews
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4. Re: Credit Card

A pin number is not needed for credit card charges. We have used a four digit pin with our debit card however.

Lexington...
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516 posts
351 reviews
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5. Re: Credit Card

Ran into the same issue with regard to a European trip that we took this past summer. Apparently European credit cards have some type of chip or information embedded in them that provides more information than US cards do. They say it is for security reasons - but ask yourself who are they securing - not you if you lose your card and all the information is on it. Nonetheless, the world is supposedly moving in the direction of the European cards and Aruba may have adopted the standard (we have never had difficulty with our credit cards other than individual instances where one card might not be acceptable to a particular merchant). As we prepared for our European trip we inquired about the issue and we were told the following:

1. If your card is rejected by a commercial vendor then simply tell them that it is a "signature" card i.e. one that you have to sign a receipt for and that should be sufficient.

2. Withdrawing money from a machine such as an ATM is potentially more problematic if the new rules apply. In order to facilitate that you should contact your Credit Card Company and they should be able to provide you with a "temporary" code to use for these services. Alternatively, you might be able to change your pin to accommodate the situation while you are talking to them.

3. Finally, we have always found it prudent to bring alternative funds and recommend the use of Traveler's Cheques in such amounts as may be adequate for those indulgences that might otherwise take you to an ATM. Any Casino will cash them for you subject to their rules (usually a limit rule) and they have never asked us for a fee for using them. If possible it is best to use a Casino associated with where you are staying if there is one because sometimes they do ask for room numbers.

Calgary, Canada
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241 posts
6 reviews
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6. Re: Credit Card

Probably too late to answer this question. But in Canada I would say every credit card runs on a chip. We insert the card, use our PIN and don't sign. It freaks me out a little when I am traveling and they walk away with my card.

But to answer the question for our friends from Sudbury. We haven't had an issue at all using our chip cards everywhere. They are also "swipeable" if the service you are using it for doesn't have a chip enabled machine. I have noticed that sometimes some places assume we are from the States so when the card asks for a PIN it confuses them. I like to mention before hand sometimes we have chip cards.

But also re-reading your question, sorry do you mean that your PIN is only 3 digits?

Calgary, Canada
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241 posts
6 reviews
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7. Re: Credit Card

Sorry also Enjoy your trip!! I can guarantee the weather will be nicer than in Sudbury :)

8. Re: Credit Card

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