Are the bugs bad in the area
Not bad, but you need to be prepared for sand fleas or no see ums morning and evening on the sand. Mosquito's not too bad but at night, they're there. Bring OFF or DEET.
Depends on where you are and time of year.
Most resorts spray for them.
Worse in summer rainy season than in winter.
Glassofbrandi, Thanks for your first post on the TripAdvisor!
All through the year, some people are "bug magnets" and others are not. Sometimes I am with friends who get bitten up like crazy, but I don't, so a lot depends on your own physical make-up.